Here's What To Do When The Car Insurance Company Doesn't Want To Pay

At some point in your life you will likely be involved in a car accident. It could be your fault or another driver's fault. If it's another driver's fault, their insurance company will have to pay for your injury and repair your car or give you a refund so you can replace the car. Unfortunately, if you have a legitimate claim and another driver's insurance company refuses to pay it, you may need to pursue it or even hire an insurance attorney. Some insurance companies are slow to pay out benefits but eventually settle claims. While other insurance companies may deny claims and refuse to pay. Below are ways to motivate insurance companies to pay and settle claims.

Ask for an explanation

Some auto insurance companies are quick to back their own policyholders. They can tell you; They won't see your car until they figure out the other driver's version of events. If the insurance company disputes the claim and there is evidence proving your innocence, contact them and provide any evidence, such as recorded statements, police reports, and eyewitness accounts, to support your position. If you're not making progress, ask the insurance company to explain how they think the accident happened.

Threatening their profits

Most insurance companies will do whatever they can to increase their profits. If the auto insurance company refuses to pay, you may have to threaten them with something that will jeopardize their profits. To do this effectively and properly, you need an insurance attorney. Contact Austin's Attorney Referral Service to find a qualified insurance attorney. An insurance attorney will provide the insurance company with all the documentation to fairly assess your claim and set a firm deadline for payment. Insurance companies will do the right thing when told to do so by your insurance attorney as they don't want to spend money or time evaluating claims.

Use your policy

You may be able to claim compensation under your policy from your insurance company if another driver's insurance company does not cooperate. If your policy includes collision protection, your auto insurance company should be able to pay the claim. Your insurance company then proceeds with the recourse process by recovering part or all of the cost of the claim from the other insurer.

Small Claims Court & Mediation

Depending on your country of residence, if the number of claims is small enough, you may choose a small claims court as a solution. You can seek a settlement with or without the need for a lawyer. You must participate in a mediation process, where a neutral third party hears both sides of the case and makes a valid decision.


a Lawsuit You can also file a lawsuit to get the insurance company to compensate you. You will need to hire an insurance attorney to do this. If you're not sure where to start, contact Austin's Attorney Referral Service, who will refer you to an experienced attorney with extensive insurance knowledge. An insurance attorney can get you to accept a settlement or judgment in your favor by presenting a valid case. Be sure to file the lawsuit within the time limit required by the state of Texas